Payment Policy

Effective Date: March 24, 2025

At Shine Topis, we strive to provide a secure, seamless, and convenient payment process for our customers. This Payment Policy outlines our accepted payment methods, security measures, currency policies, and payment-related terms.

1. Accepted Payment Methods

We accept the following secure payment options:

💳 Credit & Debit Cards

  • Visa

  • MasterCard

  • American Express

  • Discover

💰 Digital Wallets & Online Payments

  • PayPal

  • Apple Pay

  • Google Pay

🏦 Bank Transfers (For bulk or special orders, please contact us in advance.)

📌 Note: Payment methods may vary by country. Please check available options at checkout.

2. Payment Security & Encryption

🔐 Secure Transactions
All transactions on Shine Topis are protected with SSL (Secure Socket Layer) encryption, ensuring your payment details remain confidential.

🛡 Fraud Protection

  • We use advanced fraud detection systems to prevent unauthorized transactions.

  • If suspicious activity is detected, we may request additional verification or cancel the order for security reasons.

3. Currency & Exchange Rates

🌍 Accepted Currency:

  • All prices on our website are listed in USD ($) by default.

  • If you pay in another currency, your bank or payment provider will handle the currency conversion.

⚠️ Currency Conversion Fees:

  • International customers may be subject to conversion fees from their bank. Shine Topis is not responsible for these charges.

4. Payment Processing & Order Confirmation

✅ Immediate Payment:

  • Payments are processed instantly upon order placement.

  • You will receive a confirmation email once your payment is successful.

⏳ Failed Transactions:

  • If your payment fails, please check your card details, billing address, or contact your bank.

  • If issues persist, try another payment method or contact us for assistance.

📌 Orders without completed payments will not be processed.

5. Refunds & Chargebacks

💰 Refund Policy:

  • If you request a refund, it will be issued to the original payment method.

  • Refunds are typically processed within 5-7 business days.

⚠️ Unauthorized Chargebacks:

  • If you believe there is an issue with your payment, please contact us first before initiating a chargeback.

  • Unauthorized chargebacks may result in account suspension from future purchases.

📌 For full details, please review our Refund and Return Policy.

6. Taxes & Additional Fees

📌 Sales Tax:

  • U.S. orders may be subject to state sales tax, calculated at checkout based on your location.

🌍 International Orders:

  • Import duties, taxes, and customs fees are not included in the product price or shipping fee.

  • These charges must be paid by the recipient upon delivery.

📌 Please check your local tax policies before purchasing.

7. Payment Issues & Support

If you encounter any issues during payment, please contact our support team for assistance.

📍 Address: 2348 Jones Street, Texas, Dallas, United States
📞 Phone Number: 817-546-5261
📧 Email: contact@shinetopis.xyz
🌐 Website: https://shinetopis.xyz